You want to sell something in the network? If yes, you may also consider a number of things, you can accept credit cards on your site. Number of new webmaster thesitewizard.com I often ask how we can start receiving payments in the form of this, this article provides some basic information, the facility of payment by credit card on your site.
Why this?
Payments by credit card, you can use the types of customers:
Impulse buyers. You read the ads and promotions to your site, the buyer will take all of your products. If they have the tools to make a purchase, you have a guarantee of sales. If you only allow extra time to pay the check, to control and check the e-book may be a deterrent. They also thought Mayo seconds.
International customers. Payments by credit card at a great convenience if your customers. This will automatically handle this problem, with the money differences, and the time required to verify supplier. Will lose many customers abroad, if the check, the only solution is that you can receive payments.
Accept payment by credit card
In fact, there are two ways that you can accept credit cards on your site.
Use your own account. To do this, you need a bank, so you can open a business account. Requested vary from one country to another, you should check the local banks to provide more information about this topic.
Thanks to other merchants. Many companies that agree to accept payment by credit card on their own behalf, in exchange for various fees and percentages.
The procedures should be used?
Initial costs of opening bank accounts of each operator is often higher than if you use a third party merchants. In fact, some third-party vendor at no cost at all.
However, transaction costs (you pay the bank guarantee or a third of suppliers of each sale) is much higher than if you use third parties to use their own merchant account.
Third Party Providers are generally easy to use if you do not know if you can really make much of your product or service. If you want to test the water, see things that are generally good. It also makes it easier for companies to keep all of you. During consideration of each payment period (if you have enough income) and focus on products and services to customers.
Your merchant account of your company in a number of professionalism. Ryan, as stated above, the transaction costs are much lower. But you must take care to minimize the risk of your credit card because you can process credit card payments. This does not mean no risk, followed by the use of other merchants.
Some third-party provider
After the list of third parties certain traders, may need to consider if you are looking for ways to accept payment by credit card. In addition to PayPal, not the people themselves (as seller), so I can not guarantee anyone. Check it carefully and use at your own risk.
Please note that the interest rate and I published the following is correct, I investigate the manufacturer. It may be changed when you read this, because businesses often change the amount of interest from time to time according to market conditions. Make sure to check (the last) of their website the details before making a decision.
The list in alphabetical order.
CCBill: no installation costs. Transaction costs vary (although I do not find the time) in sales in each accounting period. According to their website, "It will not cost more than 13.5 percent of revenue recorded during the period of a week CWIE customer acceptance and 14.5 percent of non-hosting clients.
CCNow: This is the only ship of fact, the physical product. No setup fee, they only 9% of total transactions, except in November and December the cost is 8% of transactions (yes, below).
Clickbank: On one occasion, the cost of installation ($ 49.95) and transaction costs of a U.S. dollars plus 7.5 percent of sales price. Are there any other monthly payments. Only people selling products or services on the Internet (not the people who need to ship physical products).
Kagi: Kagi appear, such as amount of order size, type of project sales and payment methods (credit card, cash, money order) by your customers.
PayPal: This service is known, you can adjust your business or first account (you can not accept payments by personal credit card). Cost between 1.9% + $ 0.30 to $ 2.9 $% + $ 0.30 per transaction if you are in the United States. Non-US charging in accordance with various countries. From past experience, I think the service is fast and easy installation process.
This is not English PayPoint payment gateway service provider or complete solution. For those who do not take account of the company, "Fast Track" program (and the "bank" program), you can create an online store only your own website. Rate is not listed on their website, but may request a quote for your situation, or ask them to call you (there is a key in the right column of the main page).
ProPay: a new competitor to PayPal (see this page to another location), currently only for U.S. citizens. According to different types of account registration, you must pay an annual fee (from $ 34.95), and transaction costs of 3.5% + $ 0.35 U.S. dollars. However, acceptance of American Express and Discover, you need to use their plans more expensive.
RegNow: software to sell their products, merchants charged a one-time activation fee $ 19.95 U.S. dollars, including payments transactions of 6.9 percent, the Commission added $ 1 unit (minimum cost $ 200). They also provide facilities for you, then you can easily create a partnership program.
